New vs Old Regime Comparison
Side-by-side comparison to choose the right tax regime.
Decide between the New Tax Regime (default for FY 2025-26) and the Old Regime. Enter your income and old-regime deductions to see side-by-side tax computation.
Income
Old regime deductions
(These are NOT available under New Regime)
Side-by-Side
New Regime
₹ 0
Old Regime
₹ 0
Taxable income
₹ 0
₹ 0
Enter income to see comparison.
When does each regime win?
- New Regime wins: Salaried taxpayers up to ₹12.75 lakh income with no/limited deductions, or anyone whose total old-regime deductions are below the break-even threshold (~₹3.75-4.5L for incomes ₹15-30L).
- Old Regime wins: Heavy users of HRA + 80C + 80D + home loan interest + NPS - typically total deductions of ₹4L+ for mid-to-high incomes.
- Switching: Salaried individuals can switch each year. Business/profession income earners can switch only once (via Form 10-IEA), and re-entering new regime is a once-in-lifetime option.
Important note: This tool provides an indicative output only. It does not factor in every special provision, surcharge, exception, or recent notification. Verify with the firm before acting on any computation.